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ADVICE THAT FITS

Trusted Mortgage Compliance

Jigsaw Financial operates as an Appointed Representative of a mortgagenetwork authorised and regulated by the Financial Conduct Authority.

This structure provides additional oversight, with experienced compliance specialistssupporting cases and helping ensure advice remains accurate and responsible.

We also stay closely informed of regulatory developments so our clientscan feel confident they are being properly looked after.

We're Rewarded

About Us

The Origin Story

Founded on the principles Nick picked up on a less-than-traditional career path—calm under pressure, straight-talking, and doing things properly -

Reviews

"Amazing customer service, updates every step of the way and easy to get in contact with for information if I were ever lost or confused. As a first-time buyer, I couldn’t ask for more with this team. Thankyou!"

~Cameron

October, 2025

"Gemma and Nick were both so helpful, not only with the mortgage process but also during the house-buying process from start to completion and beyond. HIGHLY recommend!!"

~Amber

September, 2025

"I would strongly recommend Nick if you are looking to secure a mortgage or remortgage. He is exceptionally proactive and genuinely cares. Nick made the process of buying a house much more relaxed."

~Daniel

August, 2025

"Nick was the most amazing person through my mortgage application process. I had already had an application denied with another company and Nick reassured me and worked so hard just for me to be living in my dream property now. I would recommend Jigsaw Financial to anyone after the 10/10 experience I have received. Thank you again to both Nick and Gemma for making the most stressful time in my life just that bit easier."

~Jess

December, 2025

"Absolutely fantastic company! We can't thank Nick and Team enough for all they have done for us, from our first mortgage to our remortgage. Very thorough and quick to reply! Would highly recommend!"

~Rebecca

January, 2026

TEAM

Reviews

~Cameron

October, 2025

"Gemma and Nick were both so helpful, not only with the mortgage process but also during the house-buying process from start to completion and beyond. HIGHLY recommend!!"

~Amber

September, 2025

"I would strongly recommend Nick if you are looking to secure a mortgage or remortgage. He is exceptionally proactive and genuinely cares. Nick made the process of buying a house much more relaxed."

~Daniel

August, 2025

~Jess

December, 2025

"Absolutely fantastic company! We can't thank Nick and Team enough for all they have done for us, from our first mortgage to our remortgage. Very thorough and quick to reply! Would highly recommend!"

~Rebecca

January, 2026

Nick Kershaw

Mortgage and Protection Advisor

Hi, I’m Nick Kershaw, founder of Jigsaw Financial. I spent 12 years as a Royal Navy Clearance Diver—where “calm under pressure” wasn’t a slogan, it was a Tuesday. Then I broke my back in a bobsleigh crash (yes, really) forcing me to swap ice tracks for interest rates. I’ve been the first-time buyer staring at a form thinking, “Is this in English?” and I’m a husband and dad, so I get what’s at stake when you’re making big decisions for your home and family.I built Jigsaw around three rules: keep it clear, keep it personal, keep it fair. I now help people avoid overpaying, cut through jargon, and find solutions that suit your plans.

Gemma Lawlor

Protection Adviser

Lois Kershaw

Mortgage Processor

OUR PROCESS

1. Understanding You

We take time to understand your needs, goals, and aspirations-so every
recommendation starts with you, not a product.

2. Tailored Solutions

We search the market to find mortgage and protection options matched
to you-because every client matters.

3. Ongoing Support

One fee for expert advice, meaning continued support and free
remortgage advice when the time is right.

BLOGS

Investment Strategies

zsxxcc

March 27, 2026

Protection & Insurance

aass

March 27, 2026

Mortgage Solutions

Expert mortgage advice to help you find the perfect home financing solution...

March 27, 2026

Financial Planning

Discover comprehensive financial planning solutions tailored to your unique needs...

March 27, 2026

Security & complaints

Jigsaw Financial Ltd are an appointed representative of PRIMIS Mortgage Network...

March 27, 2026

Investment Strategies

zsxxcc

March 27, 2026

Protection & Insurance

aass

March 27, 2026

Mortgage Solutions

Expert mortgage advice to help you find the perfect home financing solution...

March 27, 2026

Financial Planning

Discover comprehensive financial planning solutions tailored to your unique needs...

March 27, 2026

Security & complaints

Jigsaw Financial Ltd are an appointed representative of PRIMIS Mortgage Network...

March 27, 2026

Investment Strategies

zsxxcc

March 27, 2026

Protection & Insurance

aass

March 27, 2026

Mortgage Solutions

Expert mortgage advice to help you find the perfect home financing solution...

March 27, 2026

Financial Planning

Discover comprehensive financial planning solutions tailored to your unique needs...

March 27, 2026

Security & complaints

Jigsaw Financial Ltd are an appointed representative of PRIMIS Mortgage Network...

March 27, 2026

Investment Strategies

zsxxcc

March 27, 2026

Protection & Insurance

aass

March 27, 2026

Mortgage Solutions

Expert mortgage advice to help you find the perfect home financing solution...

March 27, 2026

Financial Planning

Discover comprehensive financial planning solutions tailored to your unique needs...

March 27, 2026

Security & complaints

Jigsaw Financial Ltd are an appointed representative of PRIMIS Mortgage Network...

March 27, 2026

Investment Strategies

zsxxcc

March 27, 2026

Protection & Insurance

aass

March 27, 2026

Mortgage Solutions

Expert mortgage advice to help you find the perfect home financing solution...

March 27, 2026

Financial Planning

Discover comprehensive financial planning solutions tailored to your unique needs...

March 27, 2026

Security & complaints

Jigsaw Financial Ltd are an appointed representative of PRIMIS Mortgage Network...

March 27, 2026

Investment Strategies

zsxxcc

March 27, 2026

Protection & Insurance

aass

March 27, 2026

Mortgage Solutions

Expert mortgage advice to help you find the perfect home financing solution...

March 27, 2026

Financial Planning

Discover comprehensive financial planning solutions tailored to your unique needs...

March 27, 2026

Security & complaints

Jigsaw Financial Ltd are an appointed representative of PRIMIS Mortgage Network...

March 27, 2026

Investment Strategies

zsxxcc

March 27, 2026

Protection & Insurance

aass

March 27, 2026

Mortgage Solutions

Expert mortgage advice to help you find the perfect home financing solution...

March 27, 2026

Financial Planning

Discover comprehensive financial planning solutions tailored to your unique needs...

March 27, 2026

Security & complaints

Jigsaw Financial Ltd are an appointed representative of PRIMIS Mortgage Network...

March 27, 2026

Investment Strategies

zsxxcc

March 27, 2026

Protection & Insurance

aass

March 27, 2026

Mortgage Solutions

Expert mortgage advice to help you find the perfect home financing solution...

March 27, 2026

Financial Planning

Discover comprehensive financial planning solutions tailored to your unique needs...

March 27, 2026

Security & complaints

Jigsaw Financial Ltd are an appointed representative of PRIMIS Mortgage Network...

March 27, 2026

Investment Strategies

zsxxcc

March 27, 2026

Protection & Insurance

aass

March 27, 2026

Mortgage Solutions

Expert mortgage advice to help you find the perfect home financing solution...

March 27, 2026

Financial Planning

Discover comprehensive financial planning solutions tailored to your unique needs...

March 27, 2026

Security & complaints

Jigsaw Financial Ltd are an appointed representative of PRIMIS Mortgage Network...

March 27, 2026

Investment Strategies

zsxxcc

March 27, 2026

Protection & Insurance

aass

March 27, 2026

Mortgage Solutions

Expert mortgage advice to help you find the perfect home financing solution...

March 27, 2026

Financial Planning

Discover comprehensive financial planning solutions tailored to your unique needs...

March 27, 2026

Security & complaints

Jigsaw Financial Ltd are an appointed representative of PRIMIS Mortgage Network...

March 27, 2026

REACH US

Address

Suite 2F2 Sovereign House, Stockport Road, Cheadle, SK8 2EA.

Phone

0161 667 5990

info@jigsaw.ltd

REACH US

Phone

0161 667 5990

Address

Suite 2F2 Sovereign House, Stockport Road, Cheadle, SK8 2EA

info@jigsaw.ltd

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Your home may be repossessed if you do not keep up repayments on your mortgage. Jigsaw Financial Limited are registered in England and Wales, and an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UKRegistered office address - Suite 2f2 Sovereign House, Stockport Road, Cheadle, England, SK8 2EA. Company No: 11821948

Jigsaw Financial usually charges a fee for mortgage advice. The amount of the fee will depend on your circumstances and will be discussed and agreed with you at the earliest opportunity. This should be payable for the customer on application, offer or completion.

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