As a general rule of thumb you can usually borrow around 4 times your annual salary for a single applicant and 4.5 times your joint annual salary for joint applicants.
There are 3 main things that can reduce this figure:
It is important to understand all the costs involved in buying or re-mortgaging a property before you get started.
Many things can affect the amount of time it will take for your mortgage to complete but from the first meeting we have until your new mortgage is complete can be expected to be around...
The best thing about unusual cases is that they aren't that unusual! Mortgages can be sourced for you if you:
Do you have a question or need something explaining? If so then please feel free and comfortable to get in touch.
Things change all the time and so there is no such thing as a stupid question!
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Jigsaw Financial Limited act as a credit broker not a lender for buildings and contents insurance
Jigsaw Financial usually charges a fee for mortgage advice. The amount of the fee will depend on your circumstances and will be discussed and agreed with you at the earliest opportunity.
Jigsaw Financial Ltd registered in England at Flat 26 The Sorting House, 83 Newton Street, Manchester, M1 1EP (number 11821948). Jigsaw Financial Ltd is an appointed representative of PRIMIS Mortgage Network, PRIMIS Mortgage Network is a trading style of First Complete, which is authorised and regulated by the Financial Conduct Authority for mortgage and non-investment insurance advice. The Financial Conduct Authority does not regulate some forms of Buy to Let.
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